/
Carrera Coupe (2002-2004)

Can you afford a 2002-2004 Porsche 911 Carrera Coupe?

The 2002-2004 Porsche 911 Carrera Coupe (996.2) marked a significant refresh for the fried egg headlight generation. Often lauded for its engaging driving dynamics and classic Porsche flat-six engine note, reviews frequently praised its balanced handling and everyday usability. It's famously known for being the first water-cooled 911, a controversial but ultimately successful departure from air-cooled engines. While some enthusiasts initially decried its styling and IMS bearing reliability concerns, the 996.2 is now gaining appreciation as an accessible and rewarding modern classic. It's well-suited for enthusiasts seeking a pure driving experience, weekend fun, or even daily driving for those who value engagement over modern amenities.

Owning a 2002-2004 Porsche 911 Carrera Coupe (996.2) typically involves higher operating expenses than average vehicles due to its luxury sports car nature. A significant reliability concern for this generation is the Intermediate Shaft (IMS) bearing failure, which can lead to catastrophic engine damage and costly repairs. While not all 996s experience this, proactive replacement is a common, unusual maintenance cost. Other maintenance items like spark plugs, coils, and suspension components can also be pricier. Insurance costs are generally higher due to the vehicle's value and performance. Fuel efficiency is moderate for a sports car, contributing to running costs.

Price Range
$19,500 - $45,000
Market price for 2025
Estimated Annual Costs
Insurance:$1,200
Maintenance:$1,500

Affordability Calculator

We have preconfigured our calculator for this vehicle

Enter Your Information

Calculation Type

Vehicle Details

$

Payment Method

Additional Details

Loan Parameters

$

Cost Adjustments

$

Additional Monthly Costs

$
$
$

Why Use This Calculator?

Unlike calculators from banks or dealerships that may encourage overspending, our tool provides neutral, conservative estimates based on proven financial principles. Whether you're financing or paying cash, we help you understand what you can truly afford.

For Loan Financing:

  • Safe Range: Follows the , ensuring you can comfortably afford your car payment
  • Stretch Range: A moderate approach that balances affordability with your goals
  • Lender Max: What banks typically approve, but may strain your budget

For Cash Purchases:

  • Conservative: Uses 5% of net worth, maintaining strong financial reserves
  • Safe: Uses , following the recommended guideline
  • Stretch: Uses 15% of net worth, for when you want to prioritize the car

Built to help you make informed car buying decisions. Always consult with a financial advisor for advice.

This calculator provides estimates only and should not be considered financial advice.

© 2025 Archipelago Labs Inc. All rights reserved.