M50d (2020-2023)

Can you afford a 2020-2023 BMW X5 M50d in 2025?

# 2020-2023 BMW X5 M50d The X5 M50d represents BMW's diesel performance flagship, combining luxury SUV practicality with impressive straight-line performance. Powered by a quad-turbocharged 3.0-liter inline-six diesel producing 395 horsepower and 560 lb-ft of torque, it accelerates from 0-60 mph in just 5.2 seconds—remarkable for a vehicle exceeding 5,000 pounds. Reviewers praise its effortless mid-range punch, refined cabin, and surprising fuel efficiency for the performance level. However, it's unavailable in North America due to diesel emissions regulations and faces criticism for complex, potentially expensive turbocharger maintenance. The M50d is ideal for European buyers seeking a comfortable long-distance cruiser that can tow substantial loads while delivering sports-sedan-like acceleration. It excels at high-speed autobahn runs and family duties alike, though enthusiasts note the full-fat X5 M offers more engagement for pure driving thrills.

The X5 M50d (Europe/Australia only) features a quad-turbo diesel requiring premium fuel and expensive synthetic oil changes. Turbocharger complexity can lead to costly repairs after warranty. Diesel emissions systems (DPF, AdBlue) need periodic maintenance. Insurance rates moderate for luxury SUV segment. Generally reliable but repair costs significantly exceed non-performance variants.

Price Range

$68,000 - $92,000

Market price for 2025

Estimated Annual Costs

Insurance:$2,400

Maintenance:$2,800

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