M Competition (2020-2025)

Can you afford a 2020-2025 BMW X5 M Competition in 2025?

# 2020-2025 BMW X5 M Competition The BMW X5 M Competition is a high-performance luxury SUV powered by a 617-horsepower twin-turbo 4.4L V8, rocketing to 60 mph in just 3.7 seconds. This sports-tuned variant of BMW's midsize SUV combines family practicality with supercar-level performance. Reviewers praise its blistering acceleration, precise handling, and adaptive suspension that balances comfort with track-ready capability. The cabin offers premium materials and BMW's latest iDrive technology. However, critics note its firm ride, thirsty fuel consumption (13/18 mpg), and eye-watering price tag approaching $120,000. It's famous for being one of the fastest SUVs available, defying physics with its size-versus-speed equation. **Best suited for:** Affluent driving enthusiasts who need an SUV's versatility but refuse to compromise on performance—ideal for spirited weekend drives while accommodating family duties during the week.

The X5 M Competition requires premium fuel and expensive performance tires that wear quickly. Brake maintenance is costly due to high-performance components. Carbon-ceramic brakes (optional) are extremely expensive to replace. Insurance rates are high due to the vehicle's performance classification. BMW's included maintenance ended in 2023, significantly increasing ownership costs for newer models.

Price Range

$90,000 - $125,000

Market price for 2025

Estimated Annual Costs

Insurance:$2,800

Maintenance:$3,500

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