730Li (2001-2008)

Can you afford a 2001-2008 BMW 7 Series 730Li in 2025?

# 2001-2008 BMW 730Li The BMW 730Li represents the long-wheelbase version of the E65/E66 7 Series, BMW's flagship sedan from this controversial generation. Powered by a smooth 3.0-liter inline-six (later upgraded), it offered rear-seat luxury with additional legroom over the standard wheelbase. This generation became infamous for Chris Bangle's polarizing design and the troublesome iDrive system, which frustrated early adopters with its complexity. Reviewers praised the refined powertrains and ride quality but criticized reliability issues, particularly with electronics, air suspension, and the innovative but fragile electrically-operated components. Today, these depreciated luxury sedans attract budget-conscious buyers seeking prestige and comfort, though maintenance costs remain high. They're best suited for enthusiasts comfortable with DIY repairs or those with access to independent BMW specialists. The 730Li particularly appeals to chauffeur-driven markets where rear-seat comfort matters most.

The 2001-2008 BMW 730Li (E65/E66) has notoriously high ownership costs. The iDrive system, air suspension, and electronics frequently fail expensively. The N52 engine is relatively reliable, but expect costly repairs for window regulators, climate control modules, and transmission issues. Parts and labor are premium-priced. Insurance runs moderately high for a luxury sedan.

Price Range

$15,000 - $35,000

Market price for 2025

Estimated Annual Costs

Insurance:$1,800

Maintenance:$3,500

Affordability Calculator

We have preconfigured our calculator for this vehicle

Enter Your Information

Calculation Type

Vehicle Details

Year

The model year of the vehicle you're considering purchasing.

Make

The manufacturer or brand of the vehicle (e.g., Toyota, Ford, BMW).

Model

The specific model name of the vehicle (e.g., Camry, F-150, X3).

Trim

The trim level or package (e.g., Base, Sport, Limited). Optional but helps with accuracy.

Vehicle Price*

The total purchase price of the vehicle before taxes, fees, and trade-in value.

Payment Method

Additional Details

Loan Parameters

Loan Term (months)

The length of your auto loan in months. Common terms are 36, 48, 60, or 72 months.

Interest Rate (%)

The annual percentage rate (APR) for your auto loan. Check with lenders for current rates.

Down Payment

The amount you'll pay upfront toward the vehicle purchase, reducing the loan amount.

Cost Adjustments

Trade-in Value

The estimated value of your current vehicle if trading it in toward the purchase.

Sales Tax (%)

The sales tax rate percentage charged on vehicle purchases in your location.

Additional Monthly Costs

Insurance

Your estimated monthly auto insurance premium. Get quotes for accurate estimates.

Maintenance

Average monthly cost for maintenance, repairs, and upkeep of the vehicle.

Other Debt Pmts

Your total monthly payments for other debts (credit cards, student loans, etc.).

Why Use This Calculator?

Unlike calculators from banks or dealerships that may encourage overspending, our tool provides neutral, conservative estimates based on proven financial principles. Whether you're financing or paying cash, we help you understand what you can truly afford.

For Loan Financing:

•Safe Range: Follows the , ensuring you can comfortably afford your car payment
•Stretch Range: A moderate approach that balances affordability with your goals
•Lender Max: What banks typically approve, but may strain your budget

For Cash Purchases:

•Conservative: Uses 5% of net worth, maintaining strong financial reserves
•Safe: Uses , following the recommended guideline
•Stretch: Uses 15% of net worth, for when you want to prioritize the car