/
745i (1980-1986)

Can you afford a 1980-1986 BMW 7 Series 745i in 2025?

# 1980-1986 BMW 745i The BMW 745i represents an intriguing chapter in BMW's flagship 7 Series history. Produced exclusively for the South African market, this E23-generation sedan featured a 3.5-liter straight-six engine, making the "745" designation somewhat misleading by BMW's typical displacement-based naming conventions. Enthusiasts appreciate its classic shark-nose styling and luxurious appointments, though reviews often cite dated electronics and challenging parts availability. The car is famous for being a rare, period-correct executive sedan with quintessential 1980s BMW driving dynamics—balanced handling combined with refined comfort. Today, the 745i suits collectors and BMW purists seeking an uncommon classic with historical significance. It appeals to those who appreciate analog driving experiences and period luxury, though prospective owners should prepare for maintenance challenges and sourcing specialized components. Best for weekend cruising and classic car gatherings rather than daily transportation.

The 1980-1986 BMW 745i features a complex turbocharged engine requiring specialist knowledge and expensive parts. The M106 turbo motor is prone to turbo failures, head gasket issues, and overheating. Finding qualified mechanics and rare parts is challenging and costly. These models are extremely rare in North America, making ownership expensive for enthusiasts only.

Price Range
$15,000 - $35,000
Market price for 2025
Estimated Annual Costs
Insurance:$800
Maintenance:$3,500

Affordability Calculator

We have preconfigured our calculator for this vehicle

Enter Your Information

Calculation Type

Vehicle Details

$

Payment Method

Additional Details

Loan Parameters

$

Cost Adjustments

$

Additional Monthly Costs

$
$
$

Why Use This Calculator?

Unlike calculators from banks or dealerships that may encourage overspending, our tool provides neutral, conservative estimates based on proven financial principles. Whether you're financing or paying cash, we help you understand what you can truly afford.

For Loan Financing:

  • Safe Range: Follows the , ensuring you can comfortably afford your car payment
  • Stretch Range: A moderate approach that balances affordability with your goals
  • Lender Max: What banks typically approve, but may strain your budget

For Cash Purchases:

  • Conservative: Uses 5% of net worth, maintaining strong financial reserves
  • Safe: Uses , following the recommended guideline
  • Stretch: Uses 15% of net worth, for when you want to prioritize the car

Built to help you make informed car buying decisions. Always consult with a financial advisor for advice.

This calculator provides estimates only and should not be considered financial advice.

© 2025 Archipelago Labs Inc. All rights reserved.