The BMW 540i is a midsize luxury sedan known for blending performance with upscale comfort and technology. Reviewers note that while the latest models lean toward luxury and are not as sharp as past 5-series versions, they offer comfortable accommodations and integrated technology. Enthusiasts appreciate the powerful engine and well-executed luxury blend, though some criticize the muted steering feel and the use of run-flat tires/electronic limiters. The 540i is well-suited as a high-quality daily driver, excelling in balancing a soft, floaty ride with engaging driving dynamics for the modern driver seeking a complete and balanced package.
Maintenance can be costly, with an estimated $5k/year for a 2019 model. Reliability concerns include potential oil leaks (valve cover, intake manifold) and cooling system issues. Average annual insurance for a 2025 model is around $3,756.
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