/
520d Touring (2010-2017)

Can you afford a 2010-2017 BMW 5 Series 520d Touring in 2025?

The 2010–2017 BMW 520d Touring is a premium estate car known for its blend of practicality, performance, and premium features, often called a "retro icon reborn." Reviewers praise its spacious interior, excellent driving dynamics, and the "fabulous" two-litre diesel engine. It's often lauded for providing a strong case against SUVs and being a default choice for company car buyers due to its reliability and comfort. The 520d Touring is well-suited today as a stylish, versatile daily driver for commuters and families who value a comfortable, performance-oriented vehicle with strong resale value.

The 2010-2017 BMW 5 Series commonly faces worn brakes, potential water leaks, and timing chain issues, which can lead to costly repairs. Insurance rates average about $1,778 annually for full coverage. Maintenance costs tend to be higher for BMWs.

Price Range
$17,600 - $39,100
Market price for 2025
Estimated Annual Costs
Insurance:$2,038
Maintenance:$2,000

Affordability Calculator

We have preconfigured our calculator for this vehicle

Enter Your Information

Calculation Type

Vehicle Details

$

Payment Method

Additional Details

Loan Parameters

$

Cost Adjustments

$

Additional Monthly Costs

$
$
$

Why Use This Calculator?

Unlike calculators from banks or dealerships that may encourage overspending, our tool provides neutral, conservative estimates based on proven financial principles. Whether you're financing or paying cash, we help you understand what you can truly afford.

For Loan Financing:

  • Safe Range: Follows the , ensuring you can comfortably afford your car payment
  • Stretch Range: A moderate approach that balances affordability with your goals
  • Lender Max: What banks typically approve, but may strain your budget

For Cash Purchases:

  • Conservative: Uses 5% of net worth, maintaining strong financial reserves
  • Safe: Uses , following the recommended guideline
  • Stretch: Uses 15% of net worth, for when you want to prioritize the car

Built to help you make informed car buying decisions. Always consult with a financial advisor for advice.

This calculator provides estimates only and should not be considered financial advice.

© 2025 Archipelago Labs Inc. All rights reserved.