The 2000-2003 BMW 5 Series (E39) is part of the fourth-generation executive sedan line, notable for its exceptional build quality and refined driving dynamics. Enthusiasts and reviewers often laud the E39 as one of BMW's finest examples, known for its comfortable yet balanced performance. It is infamous for cooling system failures and window regulator issues. Today, the E39 is well-suited for the car enthusiast seeking an affordable, well-balanced daily driver or project car, provided they are prepared for DIY maintenance, especially regarding oil and coolant leaks.
Maintenance for the 2000-2003 BMW 520d can be costly due to expensive replacement parts. Reliability concerns include faulty suspension, brake problems, and issues with the cooling system, which can lead to unexpected repair bills and higher operating expenses.
Affordability Calculator
We have preconfigured our calculator for this vehicle
Why Use This Calculator?
Unlike calculators from banks or dealerships that may encourage overspending, our tool provides neutral, conservative estimates based on proven financial principles. Whether you're financing or paying cash, we help you understand what you can truly afford.
For Loan Financing:
- •Safe Range: Follows the , ensuring you can comfortably afford your car payment
- •Stretch Range: A moderate approach that balances affordability with your goals
- •Lender Max: What banks typically approve, but may strain your budget
For Cash Purchases:
- •Conservative: Uses 5% of net worth, maintaining strong financial reserves
- •Safe: Uses , following the recommended guideline
- •Stretch: Uses 15% of net worth, for when you want to prioritize the car