# 2022-2025 BMW M440i xDrive Gran Coupe The M440i xDrive Gran Coupe is BMW's sport-luxury four-door coupe, slotting below the M4 with a potent 382-hp turbocharged inline-six and standard all-wheel drive. Its polarizing oversized kidney grille dominates discussions, though most reviewers praise the refined powertrain, composed handling, and upscale interior with BMW's latest iDrive 8 infotainment. Enthusiasts appreciate the strong performance (0-60 mph in 4.3 seconds) and engaging dynamics, though some criticize its hefty 4,000-pound curb weight and numb steering compared to previous-generation BMWs. The "Gran Coupe" four-door configuration adds practicality over the two-door 4 Series. It's well-suited for drivers wanting a daily-drivable sports sedan with aggressive styling, German luxury, and all-weather capability, though purists may prefer lighter, more analog alternatives.
The M440i xDrive requires premium fuel and synthetic oil changes every 10,000 miles. Common issues include coolant system leaks and electronic glitches. Expect higher insurance costs due to performance classification. Maintenance costs are elevated versus non-M models, with expensive brake and tire replacements. Generally reliable for a high-performance BMW, but repair costs are substantial.
Affordability Calculator
We have preconfigured our calculator for this vehicle
Why Use This Calculator?
Unlike calculators from banks or dealerships that may encourage overspending, our tool provides neutral, conservative estimates based on proven financial principles. Whether you're financing or paying cash, we help you understand what you can truly afford.
For Loan Financing:
- •Safe Range: Follows the , ensuring you can comfortably afford your car payment
- •Stretch Range: A moderate approach that balances affordability with your goals
- •Lender Max: What banks typically approve, but may strain your budget
For Cash Purchases:
- •Conservative: Uses 5% of net worth, maintaining strong financial reserves
- •Safe: Uses , following the recommended guideline
- •Stretch: Uses 15% of net worth, for when you want to prioritize the car