M440i xDrive Convertible (2021-2025)

Can you afford a 2021-2025 BMW 4 Series M440i xDrive Convertible in 2025?

# 2021-2025 BMW M440i xDrive Convertible The M440i xDrive Convertible sits between BMW's standard 4 Series and full-fat M4, offering a compelling middle ground. Its turbocharged 3.0-liter inline-six produces 382 horsepower, paired with all-wheel drive and an eight-speed automatic for composed performance in all conditions. Reviewers praise its refined power delivery, sophisticated handling, and luxurious open-air experience, though some lament its substantial 4,400-pound curb weight. The controversial "beaver-tooth" grille remains divisive among enthusiasts, overshadowing an otherwise handsome design. Best suited for affluent buyers seeking year-round grand touring capability with sporty character—without M4-levels of intensity. The retractable soft-top operates at speeds up to 30 mph, making it practical for daily driving. It's ideal for those prioritizing comfortable performance over track-focused dynamics.

The M440i xDrive Convertible requires premium fuel and synthetic oil changes every 10,000 miles. Expect higher-than-average insurance costs due to performance classification. The B58 engine is generally reliable, but the convertible top mechanism may need occasional service. Run-flat tires are expensive to replace (~$400+ each). Brake and tire wear accelerates with spirited driving.

Price Range

$55,000 - $65,000

Market price for 2025

Estimated Annual Costs

Insurance:$2,200

Maintenance:$2,800

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