430i xDrive Convertible (2021-2025)

Can you afford a 2021-2025 BMW 4 Series 430i xDrive Convertible in 2025?

# 2021-2025 BMW 430i xDrive Convertible The BMW 430i xDrive Convertible is a luxury four-seat drop-top powered by a turbocharged 2.0-liter four-cylinder producing 255 horsepower, paired with all-wheel drive and an eight-speed automatic transmission. **Notable Features:** Infamous for its controversial oversized kidney grille, it polarizes enthusiasts who otherwise praise its sharp handling and refined power delivery. The power-retractable soft top operates in 18 seconds at speeds up to 31 mph. **Reviews:** Critics commend its engaging driving dynamics and upscale interior but note the tight rear seats and modest trunk space. The four-cylinder engine impresses with its smoothness, though purists prefer the M440i's six-cylinder. **Best For:** Empty-nesters and singles seeking a premium daily driver with open-air versatility, comfortable highway cruising, and year-round capability in variable weather conditions.

The 2021-2025 BMW 430i xDrive Convertible requires premium fuel and synthetic oil changes every 10,000 miles. Expect higher-than-average insurance costs due to convertible designation and luxury brand. Maintenance costs are elevated with expensive BMW parts/labor. The retractable hardtop mechanism requires periodic inspection and potential costly repairs. Generally reliable but pricey to maintain.

Price Range

$47,000 - $57,000

Market price for 2025

Estimated Annual Costs

Insurance:$1,800

Maintenance:$2,800

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