440i xDrive Convertible (2017-2020)

Can you afford a 2017-2020 BMW 4 Series 440i xDrive Convertible in 2025?

The 2017-2020 BMW 440i xDrive Convertible combines the elegance of open-air driving with BMW's turbocharged 3.0-liter inline-six producing 320 horsepower and all-wheel-drive capability. Reviewers praise its refined power delivery, poised handling, and luxurious cabin, though some criticize its numb electric power steering and firmer ride compared to competitors. The retractable hardtop—opening in 20 seconds—offers superior insulation over traditional soft tops. The 440i is somewhat infamous for being overshadowed by its M440i successor and for potential reliability concerns with BMW's turbocharged engines and complex electronics. Today, it suits driving enthusiasts seeking a practical yet engaging luxury convertible for year-round use, particularly in variable climates where xDrive traction proves valuable. Ideal for empty-nesters or couples wanting sporty dynamics without sacrificing comfort or all-season capability.

The 2017-2020 BMW 440i xDrive Convertible requires premium fuel and expensive synthetic oil changes. Common issues include coolant system failures and convertible top mechanism problems (costly repairs). Maintenance costs are high due to premium parts and specialized service. Insurance rates are above-average for luxury performance vehicles. The B58 engine is generally reliable, defying typical BMW turbo concerns.

Price Range

$33,000 - $43,000

Market price for 2025

Estimated Annual Costs

Insurance:$1,800

Maintenance:$2,800

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