430i xDrive Convertible (2017-2020)

Can you afford a 2017-2020 BMW 4 Series 430i xDrive Convertible in 2025?

# 2017-2020 BMW 430i xDrive Convertible The BMW 430i xDrive Convertible represents the German automaker's compact luxury drop-top, featuring a 248-hp turbocharged 2.0-liter four-cylinder engine and standard all-wheel drive. With its retractable hardtop, it offers coupe-like refinement with open-air versatility. Reviewers praise its sharp handling, refined powerplant, and upscale interior, though some criticize the base engine as underpowered compared to the six-cylinder 440i. The retractable hardtop is lauded for superior insulation versus fabric alternatives. The 4 Series is famous for continuing BMW's driver-focused philosophy in convertible form, though it's less engaging than earlier generations. **Best suited for:** Affluent individuals seeking year-round open-air driving in variable climates, particularly empty-nesters or couples prioritizing style and driving dynamics over practicality. The xDrive system makes it viable in snow-belt regions where most convertibles struggle.

The 430i xDrive Convertible requires premium fuel and synthetic oil changes ($150-200). Expect higher insurance costs due to convertible classification and theft risk. Common issues include convertible top mechanism failures ($2,000-4,000 repair) and coolant system leaks. Maintenance costs are moderate for BMW, but significantly exceed non-luxury brands. Extended warranty recommended for top components.

Price Range

$25,000 - $35,000

Market price for 2025

Estimated Annual Costs

Insurance:$1,800

Maintenance:$2,800

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