The 2017-2021 BMW 230i Convertible is a sporty, rear-wheel-drive luxury coupe known for its engaging driving dynamics. Reviewers and enthusiasts praise its speed, handling, and efficiency, with one test boasting 35 mpg highway. It is considered one of the most fun cars in its class, often preferred over competitors like the Mercedes C-Class Coupe. While a high-performance cruiser, it is infamous for a number of recalls related to steering and safety systems. The 230i is well-suited as a daily driver for those who prioritize a spirited, enjoyable commute and weekend back-road driving.
The BMW 230i is considered relatively reliable for a BMW, particularly the 2 and 3 series. Maintenance costs are less than average for luxury convertibles, estimated at $4,477 over five years, but repair probability increases significantly after year 3. Average annual insurance is around $2,675.
Affordability Calculator
We have preconfigured our calculator for this vehicle
Why Use This Calculator?
Unlike calculators from banks or dealerships that may encourage overspending, our tool provides neutral, conservative estimates based on proven financial principles. Whether you're financing or paying cash, we help you understand what you can truly afford.
For Loan Financing:
- •Safe Range: Follows the , ensuring you can comfortably afford your car payment
- •Stretch Range: A moderate approach that balances affordability with your goals
- •Lender Max: What banks typically approve, but may strain your budget
For Cash Purchases:
- •Conservative: Uses 5% of net worth, maintaining strong financial reserves
- •Safe: Uses , following the recommended guideline
- •Stretch: Uses 15% of net worth, for when you want to prioritize the car