/
228i Convertible (2015-2016)

Can you afford a 2015-2016 BMW 2 Series 228i Convertible in 2025?

The 2015-2016 BMW 228i Convertible is described as an affordable, fun-to-drive, top-down BMW experience with clean lines. Reviewers generally find it competent and enjoyable, though some enthusiasts note its "soulless" feel compared to the older 128i, while others appreciate its relative affordability and reliability. The optional Track Pack, which adds performance mechanical upgrades, is a notable feature. Its firm yet comfortable ride and strong M Sport brakes are praised. It is well-suited for buyers seeking an easy-going convertible that balances sun-seeking appeal with competent performance for daily driving and light spirited use.

The 2015-2016 BMW 228i has an average annual repair cost of around $922. Reliability is rated low (2.5/5.0). Common issues include timing chain problems (in N20 engines), oil consumption, and cooling system issues, potentially leading to higher maintenance costs.

Price Range
$12,000 - $22,000
Market price for 2025
Estimated Annual Costs
Insurance:$2,162
Maintenance:$922

Affordability Calculator

We have preconfigured our calculator for this vehicle

Enter Your Information

Calculation Type

Vehicle Details

$

Payment Method

Additional Details

Loan Parameters

$

Cost Adjustments

$

Additional Monthly Costs

$
$
$

Why Use This Calculator?

Unlike calculators from banks or dealerships that may encourage overspending, our tool provides neutral, conservative estimates based on proven financial principles. Whether you're financing or paying cash, we help you understand what you can truly afford.

For Loan Financing:

  • Safe Range: Follows the , ensuring you can comfortably afford your car payment
  • Stretch Range: A moderate approach that balances affordability with your goals
  • Lender Max: What banks typically approve, but may strain your budget

For Cash Purchases:

  • Conservative: Uses 5% of net worth, maintaining strong financial reserves
  • Safe: Uses , following the recommended guideline
  • Stretch: Uses 15% of net worth, for when you want to prioritize the car

Built to help you make informed car buying decisions. Always consult with a financial advisor for advice.

This calculator provides estimates only and should not be considered financial advice.

© 2025 Archipelago Labs Inc. All rights reserved.