The 2019-2024 BMW 118d 5-door Hatchback is the third generation of the 1 Series, significant for its switch to front-wheel or all-wheel drive, abandoning its rear-wheel drive heritage. Reviewers praise its tidy driving dynamics, great ergonomics, and improved spaciousness, efficiency, and lighter weight. However, some feel competitors like the Mazda 3 or Golf offer better value. Earlier models (E87 and some F20 generations) were infamous for timing chain issues and turbocharger failures, though the 118d is seen as a potentially desirable future classic due to its usable performance and build quality. It is well-suited for everyday compact use where refinement and a quality driving experience are prioritized over the lowest price point.
The BMW 1 Series, including the 118d, has above-average insurance costs and an average annual repair cost of around $968. Reliability concerns often involve timing chain issues in N47/N43 engines, which can lead to expensive repairs if not addressed.
Affordability Calculator
We have preconfigured our calculator for this vehicle
Why Use This Calculator?
Unlike calculators from banks or dealerships that may encourage overspending, our tool provides neutral, conservative estimates based on proven financial principles. Whether you're financing or paying cash, we help you understand what you can truly afford.
For Loan Financing:
- •Safe Range: Follows the , ensuring you can comfortably afford your car payment
- •Stretch Range: A moderate approach that balances affordability with your goals
- •Lender Max: What banks typically approve, but may strain your budget
For Cash Purchases:
- •Conservative: Uses 5% of net worth, maintaining strong financial reserves
- •Safe: Uses , following the recommended guideline
- •Stretch: Uses 15% of net worth, for when you want to prioritize the car