/
116i 5-door Hatchback (2011-2019)

Can you afford a 2011-2019 BMW 1 Series 116i 5-door Hatchback in 2025?

The 2011-2019 BMW 116i (F20 generation) is a compact, stylish 5-door hatchback, often featuring a 1.6L turbocharged inline 4-cylinder engine producing around 134 hp. Enthusiasts and reviewers appreciate its sporty performance and elegant design, with some recognizing the earlier E87 generation as having the makings of a modern classic RWD hatchback. The 116i is sometimes infamous for engine issues like oil leaks (particularly with the N46 engine in older models). Today, with its balance of power and fuel economy (up to 51.1 mpg highway), the 116i is well-suited as a city or town car for those seeking a premium badge and engaging drive.

Maintenance is key, especially timely oil changes. Reliability concerns include the turbocharger, Vanos system, and shock absorber wear. Insurance for the 1-Series is typically more expensive than the average vehicle. Using high-quality oil and coolant is recommended.

Price Range
$9,000 - $20,000
Market price for 2025
Estimated Annual Costs
Insurance:$935
Maintenance:$1,200

Affordability Calculator

We have preconfigured our calculator for this vehicle

Enter Your Information

Calculation Type

Vehicle Details

$

Payment Method

Additional Details

Loan Parameters

$

Cost Adjustments

$

Additional Monthly Costs

$
$
$

Why Use This Calculator?

Unlike calculators from banks or dealerships that may encourage overspending, our tool provides neutral, conservative estimates based on proven financial principles. Whether you're financing or paying cash, we help you understand what you can truly afford.

For Loan Financing:

  • Safe Range: Follows the , ensuring you can comfortably afford your car payment
  • Stretch Range: A moderate approach that balances affordability with your goals
  • Lender Max: What banks typically approve, but may strain your budget

For Cash Purchases:

  • Conservative: Uses 5% of net worth, maintaining strong financial reserves
  • Safe: Uses , following the recommended guideline
  • Stretch: Uses 15% of net worth, for when you want to prioritize the car

Built to help you make informed car buying decisions. Always consult with a financial advisor for advice.

This calculator provides estimates only and should not be considered financial advice.

© 2025 Archipelago Labs Inc. All rights reserved.