The 2007-2012 BMW 130i 3-door Hatchback is a compact executive car praised for its powerful, naturally aspirated straight-six engine and rear-wheel drive. Reviewers and enthusiasts consistently praise the engine as "fab" and "unbelievably quick," often noting its near-perfect weight distribution and dynamic driving attributes. The M Sport version is sometimes noted for having overly stiff suspension, particularly at the rear. The 130i is famous among enthusiasts for delivering pure driving pleasure, often compared favorably to dedicated sports cars. It remains well-suited today for driving enthusiasts seeking a practical yet exhilarating performance hatchback.
The BMW 130i (E87) is known for N52 engine issues, including noisy lifters and potential oil leaks (PVC/CCV valve). Maintenance involves routine fluid and filter changes. Insurance costs are generally slightly above average for the 1 Series.
Affordability Calculator
We have preconfigured our calculator for this vehicle
Why Use This Calculator?
Unlike calculators from banks or dealerships that may encourage overspending, our tool provides neutral, conservative estimates based on proven financial principles. Whether you're financing or paying cash, we help you understand what you can truly afford.
For Loan Financing:
- •Safe Range: Follows the , ensuring you can comfortably afford your car payment
- •Stretch Range: A moderate approach that balances affordability with your goals
- •Lender Max: What banks typically approve, but may strain your budget
For Cash Purchases:
- •Conservative: Uses 5% of net worth, maintaining strong financial reserves
- •Safe: Uses , following the recommended guideline
- •Stretch: Uses 15% of net worth, for when you want to prioritize the car